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====== Settlements ======
===== Urban Encounters =====
  * Roll a d20 plus encounter modifiers. If the result is a 20 or more an encounter occurs, roll on the encounter table to see what happens! Results explained in the dmg page 102.


==== Check Modifiers ====
^ Circumstance                                   ^  Modifier  ^
^     City Size                                              |^
| Small City                                     |    +1      |
| Large City                                     |    +2      |
| Metropolis                                     |    +3      |
^     Characters' Status/Activity                       |^
| Characters are unusually anonymous [(negfam)]  |    -2      |
| Characters are unusually famous [(posfam)]     |    +2      |
| Characters are laying low                      |    -2      |
| Characters are looking for action              |    +2      |
^     Characters' Party Level                                |^
| 1-5                                            |    +0      |
| 6-10                                           |    +1      |
| 11-15                                          |    +2      |
| 16 or higher                                   |    +3      |

[(negfam>Use this modifier if the characters are not as famous in this city as other characters of their level would be. Perhaps they're new to the area, or they simply keep their activities quiet. Never apply this modifier to characters of lower than 6th level.)]
[(posfam>Use this modifier if the characters are more widely known in this city than other characters of their level would be. Perhaps they have been publicly recognized for saving the mayor, or their faces are on wanted posters all over town.)]

~~REFNOTES~~

==== Encounters ====
<WRAP half column leftalign>
^ d20  ^ Encounter                   ^
|  0   | Bullies                     |
|  1   | Muggers                     |
|  2   | Guard harassment            |
|  3   | Pickpockets                 |
|  4   | Spectacle                   |
|  5   | Found item                  |
|  6   | Lost child                  |
|  7   | Corpse                      |
|  8   | Animal                      |
|  9   | Overturned/runaway cart     |
|  10  | District-specific encounter |
|  11  | District-specific encounter |
|  12  | Contest in progress         |
|  13  | Duel/mageduel in progress   |
</WRAP>
<WRAP half column rightalign>
^ d20   ^ Encounter                                ^
|  14   | Brawl/street fight/gang war in progress  |
|  15   | Robbery in progress                      |
|  16   | Escaped prisoner                         |
|  17   | Monster                                  |
|  18   | Fire (building, ship, etc.)              |
|  19   | Construction accident                    |
|  20   | Spell gone awry                          |
|  21   | Prominent personage                      |
|  22   | Mistaken identity                        |
|  23   | Guards need help                         |
|  24   | Employment offer                         |
|  25+  | Admirer                                  |
</WRAP>

===== Portal Hubs =====

===== Cities =====
==== Arenon ====
  ? Size
  : The city of Arenon covers an area of approximately 563 acres, with a total population of 34 thousand people (34,205). The population is mostly human (79%), with smaller numbers of halflings (9%), elves (5%), dwarves (3%), gnomes (2%), half-elves (1%) and half-orcs (1%).
  ? Wealth
  : The city's gold piece limit is 100,000 gp. Anything, whether it be mundane or magical, having a price under that limit is most likely available for purchase. The total amount of available coinage, or the total value of any given item of equipment for sale at any given time, is 171,025,000 gp.
  ? Power
  : Magical (LN)
  : Conventional (CE)
  : Magical (LN)
  : Magical (LG)
  ? Class
  
^  Level ^  1  ^  2  ^  3  ^  4  ^  5  ^  6  ^  7  ^  8  ^  9  ^  10  ^  11  ^  12  ^  13  ^  14  ^  15  ^  16  ^  17  ^  18  ^  19  ^  20  ^
^   Barbarian |  48  |  16  |  8  |  8  |  0  |  0  |  4  |  4  |  0  |  0  |  0  |  0  |  0  |  1  |  1  |  2  |  0  |  0  |  0  |  0  |
^        Bard |  40  |  8  |  12  |  4  |  0  |  4  |  2  |  0  |  2  |  0  |  0  |  0  |  2  |  1  |  0  |  0  |  0  |  1  |  0  |  0  |
^      Cleric |  40  |  8  |  12  |  4  |  0  |  0  |  6  |  2  |  0  |  0  |  0  |  0  |  0  |  0  |  3  |  0  |  1  |  0  |  0  |  0  |
^       Druid |  40  |  8  |  12  |  4  |  0  |  2  |  4  |  2  |  0  |  0  |  0  |  0  |  1  |  2  |  0  |  1  |  0  |  0  |  0  |  0  |
^     Fighter |  48  |  16  |  8  |  8  |  0  |  4  |  0  |  0  |  4  |  0  |  0  |  0  |  2  |  0  |  0  |  0  |  0  |  1  |  1  |  0  |
^        Monk |  32  |  0  |  16  |  0  |  0  |  4  |  4  |  0  |  0  |  0  |  0  |  0  |  2  |  1  |  1  |  0  |  0  |  0  |  0  |  0  |
^     Paladin |  32  |  0  |  16  |  0  |  0  |  2  |  6  |  0  |  0  |  0  |  0  |  0  |  1  |  1  |  2  |  0  |  0  |  0  |  0  |  0  |
^      Ranger |  32  |  0  |  16  |  0  |  0  |  2  |  6  |  0  |  0  |  0  |  0  |  0  |  1  |  1  |  2  |  0  |  0  |  0  |  0  |  0  |
^       Rogue |  56  |  24  |  4  |  8  |  4  |  0  |  2  |  2  |  2  |  2  |  0  |  0  |  0  |  1  |  0  |  0  |  1  |  1  |  0  |  1  |
^    Sorcerer |  40  |  8  |  12  |  4  |  0  |  4  |  2  |  2  |  0  |  0  |  0  |  0  |  2  |  1  |  0  |  1  |  0  |  0  |  0  |  0  |
^      Wizard |  32  |  0  |  16  |  0  |  0  |  4  |  4  |  0  |  0  |  0  |  0  |  0  |  2  |  0  |  2  |  0  |  0  |  0  |  0  |  0  |
^       Adept |  166  |  24  |  4  |  12  |  0  |  0  |  2  |  6  |  0  |  0  |  0  |  0  |  0  |  1  |  0  |  0  |  3  |  0  |  0  |  0  |
^  Aristocrat |  166  |  0  |  16  |  0  |  0  |  0  |  8  |  0  |  0  |  0  |  0  |  0  |  0  |  2  |  2  |  0  |  0  |  0  |  0  |  0  |
^    Commoner |  30129  |  32  |  0  |  12  |  4  |  0  |  0  |  2  |  4  |  2  |  0  |  0  |  0  |  0  |  0  |  0  |  1  |  0  |  2  |  0  |
^      Expert |  993  |  32  |  80  |  8  |  8  |  0  |  0  |  2  |  2  |  4  |  0  |  0  |  0  |  0  |  0  |  0  |  1  |  1  |  0  |  2  |
^     Warrior |  1656  |  32  |  0  |  16  |  0  |  0  |  0  |  8  |  0  |  0  |  0  |  0  |  0  |  0  |  0  |  3  |  1  |  0  |  0  |  0  |
  

===== Towns =====
==== Outwood ====
  ? Nearest City
  : Arenon
  : 2 hour ride East.
  ? Size
  : The town of Outwood covers an area of approximately 42 acres, with a total population of 2554 people. The population is almost entirely human (96%), with much smaller numbers of halflings (2%), elves (1%) and other races (1%).
  ? Wealth
  : The town's gold piece limit is 3,000 gp. Anything, whether it be mundane or magical, having a price under that limit is most likely available for purchase. The total amount of available coinage, or the total value of any given item of equipment for sale at any given time, is 383,100 gp.
  ? Power
  : Conventional (LG)

===== Villages =====